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If you read the headlines, the Canadian real estate market must seem like the least accessible in the world. An unwinnable bidding war. Leave the guesswork out of control. Another abandoned Toronto rat nest sells for $1.5 million.
But if you’re planning to buy a home this year, remember that Canada is home to thousands of individual real estate investors. Most are fairly isolated, and unless you live near the Vancouver or Toronto area, you don’t have to worry about excessive housing costs.
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And even in Canada’s cheapest markets, you can find homes selling for less than half a million, even if they’re cramped or a little rough. Here’s a look at what $500,000 can buy you in some of Canada’s largest cities, from west to east.
Half a million doesn’t get you anywhere near as much as it used to in Victoria. When it comes to affordable options in Vancouver, Garden City is no bargain.
If you’re lucky, your $500,000 budget will net you two bedrooms and two bathrooms, as you’ll find in this 909-square-foot condo located in Victoria’s Hillside.
You won’t have a lot of space, but you’re just minutes from the city center, in a great area known for green spaces, shops and restaurants. When you decide to live in a garage, the outside is very important.
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Whether you’re looking for a new home or looking to refinance your mortgage, knowing how much your new loan might cost is important. Use our handy mortgage calculator to help you figure out what your payment might be.
When even a home with a median value of around $840,000 in Vancouver, you know that what sells for $499,000 is going to be pretty small.
At 411 square metres, this Robson Street studio offers one bathroom and no bedroom. (Kudos to whoever suggested the bed.) Aside from the kitchen, what you see in the photo above is a lot. There is a storage room, so you can always entertain guests there.
That said, if you’re looking for a cheap place with a “walking score”, you might find it. Few places are as walkable and vibrant as downtown Vancouver.
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When the Vancouver market caught fire in 2015 and homebuyers began looking for cheaper pastures, Kelowna was the first home market in BC to see its prices drop.
You’ll be able to find a tower house or condo for half a million, but if you’re looking for something a little more substantial, a three-bedroom, two-bathroom townhouse on the north side of town can be yours for the same price. .
The exterior is a bit prefabricated, but the interior – 1,076 square meters literally flooded with natural light – strikes a balance between beautiful and comfortable. You’ll also be within walking distance of Okanagan Lake, which, on a warm day, is worth the price of admission alone.
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This is a headache, at least at first. Half a million usually gets you an entire house in Cow City, but in this case it gets you more than 1,100 square feet, two bedrooms and one bathroom.
The listing for this home in Calgary’s Mount Pleasant neighborhood calls it “dated but functional,” which seems generous.
The real attraction is the staged home: up to 7,250 square feet to fill with your dream home. You will need to remove this first. It shouldn’t take long.
You will find many beautiful homes under $500,000 in Edmonton. Not all are as beautiful, or as rosy, as the four-bedroom, four-bath winner on the city’s northwest side.
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The 1,969 square feet include a master bedroom, plenty of closet space, a finished basement with room for an office or gym, and a private bathroom off the master bedroom that few expect to see in a home for sale. The price is just $489,000.
This home’s suburban location offers two additional benefits: namely, quick access to the city’s best golf course and two of the most convenient highways.
Thanks to more than five years of slow sales before the pandemic, the Queen City continues to host some serious flavor. A high-end extension up to $500,000 means you’ll get a shot at a very nice home.
It’s hard to find a single room in this 1,500-square-foot, two-level behemoth that can’t be described as “cavernous.” The four-bed, three-bath home also has a variety of views, premium flooring options, a gas fireplace in the living room, and a professionally developed basement with a full bathroom and sitting room, all priced at $499,900.
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Add a four-car garage and you have a cozy little fortress on the east side of the rapidly developing city.
When you set a budget of $500,000 in Saskatoon, you can expect to be guaranteed an impressive space. This four-bedroom, four-bathroom property in Forest Grove is perfect for that and so much more.
If you’re a fan of darker wood tones, the flooring and kitchen will bring tears to your eyes.
The rest of the house, spread across 2,002 square meters, is somehow understated and swanky. A built-in sauna, multiple floor-to-ceiling windows and a fully finished basement add a fantasy factor to what is a utilitarian home.
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Winnipeg is known for being one of the most stable and affordable real estate markets in the country. Finding something nice for half a million isn’t too challenging.
Priced from $489,900, this 1,708-square-foot two-story home has a lot to offer. In addition to four bedrooms, four bathrooms, and a list of improvements that could cause carpal tunnel symptoms, the backyard is beautifully landscaped around the oval pool and fire pit.
The site also directly overlooks the lake in Winnipeg’s coveted Kildonan Meadows neighbourhood, giving it a decidedly homely feel in the city’s western suburbs.
For just $449,000, you can actually get yourself a three-bedroom, two-bathroom home in the West Humber. That’s not bad, considering that homes in the greater Toronto area currently cost more than $850,000 on average, according to the Toronto Real Estate Board.
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Of course, this may not be your dream home. The 850-square-foot space looks like it hasn’t been updated in a decade or four. From some angles, it might remind you of a prison. It’s also not far from Toronto’s famous Jane and Finch neighbourhood, which could pose a problem for some buyers.
On the plus side, the area has several schools, parks, and shopping, as well as highway access. Not a bad place if you want to hit the road in the morning.
First, it shows that you can find the right three-bedroom, two-bathroom property
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